Disclaimers

Last Updated: June 3, 2025

Technology Platform Only

Homelock.io is a neutral, third-party technology platform designed to help private lenders and borrowers communicate and track documents, payments, and loan activity.

Not a Mortgage Broker or Servicer

Homelock.io is not a licensed mortgage broker, mortgage lender, loan originator, or loan servicer. We do not originate, service, fund, or manage loans in any legal or financial capacity.

We are not registered with the Nationwide Multistate Licensing System (NMLS), and we do not operate as a financial institution or provide regulated lending services.

No Legal or Financial Advice

Information and tools provided by Homelock.io are for informational and tracking purposes only and do not constitute legal, financial, or tax advice. Users are solely responsible for complying with any laws, agreements, or obligations related to their loans.

No Escrow or Custodial Services

Homelock.io does not hold or disburse any funds. All payments are processed directly between lenders and borrowers using third-party payment providers. We do not manage escrow accounts, trust funds, or custodial services.

User Responsibility

All agreements, communications, and transactions between lenders and borrowers remain the responsibility of those parties. Homelock.io does not review, verify, or enforce loan terms or documentation beyond what is uploaded or recorded in the system by users.

Contact

If you have questions about this disclaimer, please contact us at info@homelock.io.